Tier 1

Minimum RM2,000 to below RM5,000 MAB

Tier 2

Minimum RM5,000 to below RM10,000 MAB

Tier 3

RM10,000 & above MAB

Important Notes:

1. The Spend Reward and Save Reward under this Campaign is open to all new and existing CIMB Debit Mastercard cardholders issued by CIMB in Malaysia, except for CIMB Preferred and CIMB Prime customers.
2. To be eligible for the Spend Reward and Save Reward for this Campaign, Eligible Customers must register their participation by sending an SMS with short code MCBIG4 to 62886 or enrolling online via the Bank’s web promotional page, or via the Bank’s OCTO Application by submitting your details through the enrolment eform. 
3. The Spend Reward and Save Reward is limited to 5,000 Eligible Customers per Tier per month, on a first come, first served basis.
4. Campaign Month is defined as below:
   • Campaign Month 1: 1 December 2025 – 31 December 2025
   • Campaign Month 2: 1 January 2026 – 31 January 2026
   • Campaign Month 3: 1 February 2026 – 28 February 2026
   • Campaign Month 4: 1 March 2026 – 31 March 2026
   • Campaign Month 5: 1 April 2026 – 30 April 2026 
   • Campaign Month 6: 1 May 2026 – 31 May 2026 
5. Each Eligible Customer is entitled to only one (1) cashback payout per customer per month. In the event the Eligible Customer has multiple eligible CIMB Debit Mastercard, the CIMB Debit Mastercard with the highest spend amount will be considered for this Campaign.

Campaign Registration Reward

1. Eligible Customers who successfully registered their participation in the Campaign and have a valid CIMB Current Account/-i / Savings Account/-i /Daily Unrestricted Investment Account-i (“DURIAN-i Account") and CIMB Debit Mastercard during the Campaign Period will be entitled to receive one (1) RM50 Touch N Go eWallet credit (“Registration Reward”).
2. Winners of the Registration Reward will be selected using CIMB’s automated selection system (“Potential Registration Reward Winners”).
3. Potential Registration Reward Winners are required to answer one (1) question correctly sent via SMS to his/her mobile number maintained in CIMB’s records within the given time frame stated in the SMS.
4. The first 120 weekly Potential Registration Reward Winners who responded within the given time frame with the correct answer will be declared as winners of the Registration Reward.  In the event of a tie, the Potential Registration Reward Winner with the highest spend amount in the participating spend categories will be selected as the Registration Reward winner. 
   
   

Save Reward

1. Monthly Average Balance (MAB) = (Sum of each day-end balances for the month) / (Total number of days in the month).
2. Bonus Interest/Profit for Save Reward Tier 3 is capped at RM100 per month, while Bonus Interest/Profit for Tier 1 and Tier 2 are subject to the maximum MAB of the respective Tiers during the campaign period.

Sign Up Reward

1. Customers who apply for Current/Savings Account/-i and DURIAN-i Account via QR code scanning at the branch shall NOT be eligible to participate in this Campaign.
2. Refer to Clause 12 in the Campaign Terms and Conditions for full list of CIMB Participating Accounts.

Terms and Conditions

Member of PIDM.

CIMB Current/Savings Account/-i is protected by PIDM up to RM250,000 for each depositor.

Daily Unrestricted Investment Account-i (DURIAN-i) is not protected by PIDM.