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| Items | Channels | |||
|---|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | Over the Counter (OTC) | |
| Fees and Charges (RM per Transaction) | No Charges | No Charges | No Charges | 5.30 (via letter of instruction) |
| Daily transaction limit (RM per day) | 30,000 combined limit for Intrabank, Instant Trasfer and IBG | To Favourite: 30,000 combined limit for Intrabank, Instant Transfer and IBG Open transfer: (subset of the RM30,000) iOS – 2,000 Android – 1,000 |
10,000 for 3rd party, combined limit with cash withdrawal | No limit |
Payment reference Availability of: |
YES | YES | YES | N/A |
| Operating hours | 24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
Klang Valley/Johor Bahru: 9:15 am - 4:30 pm (Mon - Thur) 9:15 am - 4:00 pm (Fri) East Coast: 9:15 am - 4:30 pm (Sun - Wed) 9:15 am - 4:00 pm (Thur) |
| Crediting Time | For all channels | |||
Monday - Friday Non-Business Days |
Immediate Immediate |
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| Refund Time | Real-time if account number is valid | |||
| Items | Channels | ||
|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | |
| Fees and Charges (RM per Transaction) | No Charges | No Charges | Amount RM5,000 and below - RM0.00 (Free) Amount RM5,000 and above - RM0.50 per transaction |
| Daily transaction limit (RM per day) | 50,000 combined limit for Intrabank, Instant Transfer and IBG | 10,000 combined limit for Intrabank, Instant Transfer and IBG | RM30,000 |
Payment reference Availability of: |
YES | YES | YES |
| Operating hours | 24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
| Crediting Time | For all channels | ||
Monday - Friday Non-Business Days |
Immediate Immediate |
||
| Refund Time | Real-time if account number is valid | ||
| Items | Channels | |||
|---|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | Over the Counter (OTC) | |
| Fees and Charges (RM per Transaction) | No Charges | No Charges | 0.10 | 2.12 |
| Daily transaction limit (RM per day) | 50,000 combined limit for Intrabank, Instant Transfer and IBG | 10,000 combined limit for Intrabank, Instant Transfer and IBG | 10,000 | No limit |
Payment reference Availability of: |
YES | YES | YES | N/A |
| Future-dated payments | YES | YES | NO | NO |
| Operating hours | 24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
24 hours (Maintenance time: 11:55 pm until 12:10 am) |
Klang Valley/Johor Bahru: 9:15 am - 4:30 pm (Mon - Thur) 9:15 am - 4:00 pm (Fri) East Coast: 9:15 am - 4:30 pm (Sun - Wed) 9:15 am - 4:00 pm (Thur) |
| Crediting Time | For all channels | |||
Monday - Friday |
|
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| Before 5:00 am | By 11:00am, same day | |||
| 5:01 am - 8:00 am | By 2:00pm, same day | |||
| 8:01 am - 11:00 am | By 5:00 pm, same day | |||
| 11:01 am - 2:00 pm | By 8:20 pm, same day | |||
| 2:01 pm - 5:00 pm | By 11:00 pm, same day | |||
| After 5:00 pm | By 11:00am, next business day |
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| Anytime Saturday, Sunday, Federal Territory Public Holiday | By 11:00am, next business day |
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| Refund Time | Refund by 10:30 am the next business day for funds transferred before 12:30 pm Refund two business days later for funds transferred after 12:30 pm |
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| Items | Channels | ||
|---|---|---|---|
| Online Banking | Mobile Banking | Over the Counter (OTC) | |
| Fees and Charges (RM per Transaction) | Not offering | Not offering | 5.30 |
Availability of: - Beneficiary/Sender name |
N/A
N/A |
N/A
N/A |
N/A
N/A |
| Operating hours | N/A |
N/A |
Klang Valley/Johor Bahru: 9:15 am - 4:30 pm (Mon - Thur) 9:15 am - 4:00 pm (Fri) East Coast: 9:15 am - 4:30 pm (Sun - Wed) 9:15 am - 4:00 pm (Thur) |
| Crediting Time | For over-the-counter (OTC) only | ||
Monday - Friday Non-Business Days |
Same day - cut off time before 3:30 pm Not available |
||
| Items | Charges |
|---|---|
| Maintenance / subscription fee | N/A |
| Annual digital | N/A |
| Salary payment / payroll | N/A |
| Notification / SMS | Available upon customer’s request (RM0.21 per transaction) |
| Training certificates | N/A |
| Incentives and Packages | N/A |
| Items | Standalone domestic debit card | Standalone International brand debit card | Combo debit card1 | |
|---|---|---|---|---|
| Domestic | International | |||
| Daily point-of-sale transaction limit (RM per day) | Not offering | Not offering | Up to 10,000 | |
| Incentives | NIL | NIL | Rewards: 1 point for every RM4 spent | |
| Items | Channels | ||
|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | |
| Fees and Charges (RM per transaction) | USD2.00 | - | Local 1.00 LIFBs - 4.00 |
| Daily transaction limit (RM per day) | 30,000 combined limit for Intrabank, Instant Transfer and IBG | Not available | 5,000 for 3rd party, combined limit with IBFT and cash withdrawal |
Payment reference Availability of: |
YES | YES | YES |
| Operating hours | 24 hours (Maintanence time: 11:55 pm until 12:10 am) | 24 hours (Maintanence time: 11:55 pm until 12:10 am) | 24 hours (Maintanence time: 11:55 pm until 12:10 am) |
Monday - Friday Non-business days |
Immediate Immediate |
||
| Refund time | Refund by 10.30 am the next business day for funds transferred before 12:30 pm Refund two business days later for funds transferred after 12:30 pm |
||
| Items | Charges (RM) | Effective Date |
|---|---|---|
| Fee per cheque issued | RM0.68* | 2 Jan 2015 |
| Type of Accounts (RM) | Interest rate/profit rate (% per annum) |
|---|---|
Prime Current Account First 5,000 Next 5,001 to 50,000 Next 50,001 to 100,000 Next 100,001 to 500,000 Above 500,000 |
0.00 0.60 1.20 1.60 2.00
|
Flagship Current Account First 5,000 Next 5,001 to 10,000 Next 10,001 to 100,000 Above 100,000 |
0.00 0.05 0.10 0.50 |
MaxPlus 2 in 1 Current Account Up to 5,000 Up to 10,000 Up to 100,000 Above 100,000 |
0.00 0.05 0.10 0.50 |
Money Multiplier Current Account Notice: Effective 23 October 2017, Money Multiplier Current Account will no longer be offered by the Bank for new account opening. Up to 10,000 Above 10,000 |
0.00 2.50 |
CIMB Preferred Current Account First 20,000 Next 20,001 to 100,000 Above 100,000 |
0.00 1.80 2.25 |
| Type of accounts | I*Hibah / Net Profit Rate |
|---|---|
Current Account-i Wadiah Basic CA-i |
Rates are determined on a monthly basis |
Current Account-i Home Flexi Mudharabah (Special Mudharabah CA-i) |
Rates are determined on a profit sharing ratio |
CA-i Private Banking (previously known as High Yield CA-i) Up to RM5,000 Above RM5,000 |
Rates are determined on a monthly basis Rates are determined on a monthly basis |
Current Account-i for CIMB Preferred Up to RM20,000 Up to RM100,000 Above 100,000 |
Rates are determined on a monthly basis Rates are determined on a monthly basis Rates are determined on a monthly basis |