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Hospitalisation & Surgical Benefits
Comprehensive coverage for hospitalisation expenses, surgical and also non-surgical fees, with six benefit level options available for selection to best suit your financial needs.
Please refer to Key Downloads for the brochure for more information on schedule of benefits.
No Lifetime Limit
Overall annual limit as high as RM2,000,000 with no lifetime limit i.e. you need not worry about maxing out your health coverage when you need it the most.
Best Doctor Services
A platform that connects you with world leading medical experts, allowing you to learn more about your health condition and the treatment that suits you best. Services include:
Deductible & Deductible Period Alignment
Six different levels of deductible to choose from, depending on your needs. You also have the option to align the plan’s deductible period with the deductible period in your existing medical protection plan, to truly complement your base medical coverage.
An option to reduce your deductible amount to zero with no further underwriting when you are between the age of 55 to 59 so that you can continue to enjoy adequate protection when you need it most.
This option is available when the contract is in force for at least 5 years.
10% family discount when your immediate family members sign up together with you. Individual contracts will be issued to each person covered.
Additional Tax Relief
Tax relief under takaful contribution for medical takaful benefit in addition to the usual tax relief for family takaful and Employees Provident Fund (EPF).
Entry age: Based on the age of your last birthday basis
|Person Covered||Contract Holder|
|Minimum age at entry||30 days old||18 years old|
|Maximum age at entry||60 years old||No limit|