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Benefits & Privileges

Freedom & Flexibility Benefits & Protection Final Benefit
Freedom & Flexibility
Benefits & Protection
Final Benefit

Eligibility

Entry age: Based on the age of your last birthday basis

Entry Age / Contract Term Up to age 70 Up to age 80
Up to age 99 
Minimum 30 days old
Maximum  50 years old 60 years old 70 years old

For the contract holder, the minimum entry age is 18 years old

Remarks

1 TPD coverage including accidental TPD and accidental TPD in country other than Malaysia will cease on the contract monthly anniversary immediately following the person covered's 75th birthday and subject to maximum aggregate limit of RM8,000,000 per person.

2 The accidental death coverage will cease on the contract monthly anniversary immediately following the person covered's 75th birthday and subject to maximum aggregate limit of RM10,000,000 per person.

3 The accidental death in country other than Malaysia coverage will cease on the contract monthly anniversary immediately following the person covered's 75th birthday and subject to maximum aggregate limit of RM15,000,000 per person.

4 The accidental death/TPD in country other than Malaysia benefit shall be payable if the person covered resides or travels outside Malaysia for not more than 90 consecutive days.

* Loyalty bonus will be payable from the operator’s fund based on hibah (gift) and will be subject to the Operator’s discretion.

Important Notes

This product is managed by Sun Life Malaysia Takaful Berhad [Registration No. 200501012215 (689263-M)] (“Sun Life Malaysia”), a Takaful Operator regulated by Bank Negara Malaysia and registered under the Islamic Financial Services Act 2013.

 

Sun Life Malaysia is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits covered under the takaful contracts/certificates offered by Sun Life Malaysia are protected against loss of part or all of the takaful benefits by PIDM, in the unlikely event of a Takaful Operator member failure. For further details of the protection limits and the scope of the coverage, please visit the PIDM website (https://www.pidm.gov.my) or call the PIDM toll free line at 1-800-88-1266.

 

Disclaimer

 

The description of the features and benefits of the takaful product herein is not a contract/certificate of family takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Sun Life Malaysia, the Takaful Operator.

 

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

 

This takaful product is a Sun Life Malaysia’s product and not a product of the Bank. Therefore, this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product. 

 

Terms and Conditions apply.