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Benefits & Privileges

Instant Cash Withdrawals
Instant Cash Withdrawals

How to: 

Obtain a Cash Advance

  • Withdrawals can be made with credit card, 24 hours a day at any bank’s ATMs worldwide with a PIN*
  • Over-the-counter withdrawals by visiting any CIMB branches

Set Up Your PIN

* If you do not have your Credit Card PIN, you may create your PIN via ATM or CIMB Clicks.


Kindly take note that the provided PIN is only temporary. To access Cash Advance through an ATM, you will need to change the PIN number through ATM or CIMB Clicks.


To reset your PIN, please contact our 24 hours Consumer Contact Centre available at 03 6204 7788

Repayment Table


CIMB Bank Credit Card

Cash Advanace Amount (RM) Cash Advance Fee (RM)
2,000 100
10,000 500

CIMB Islamic Bank Credit Card

Cash Advance Amount (RM) Cash Advance Fee (RM)
500 50
1,000 50

Fees and Charges

CIMB Bank Credit Card

Upon withdrawal, there will be a charge 5% of the total cash advance amount or a minimum fee of RM15.00, whichever is higher.


CIMB Islamic Bank Credit Card

Upon withdrawal, there will be a charge of RM50 for every transaction (maximum withdrawal of RM1,000 per transaction).

Interest Rates/Payable Facility Charges

1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.


Important Notes

The Cardholder may obtain cash advances in such amount as notified to the Cardholder in the Bank’s Product Disclosure Sheet (“PDS”) for CIMB Bank/CIMB Islamic Bank Credit Cards which has been made available to the Cardholder as well as accessible at the Bank’s website address at

For full terms and conditions, please refer to CIMB Bank/CIMB Islamic Bank Cardholder Terms & Conditions.