Basic Savings Account

Fulfil Your Basic Banking Needs With Basic Savings Account

Only

RM20

to open account

Enjoy

Everyday Deals

with CIMB debit cards

Open Account

Online

anywhere, anytime

Benefits & Privileges

Banking On-The-Go

Go digital with CIMB OCTO App or CIMB Clicks Web for seamless day-to-day banking - check your account balances, pay bills, transfer funds, and more!
Fully Online Application

Open your account online with ease and get your debit card delivered right to your doorstep. Save time, hassle-free, and skip branch queues!

For Basic Savings Account with no annual fee: Apply Here

For Basic Savings Account with annual fee: Apply Here

Learn How
CIMB Debit Card

Your account comes with a debit card for added conveniences. Discover exclusive deals when you shop, dine or travel. Check out our enticing CIMB Deals here.

Check Out Our CIMB Debit Card
Statement-Based

Manage and track your transactions easily with monthly e-statements.

From Emergency Funds to Holidays: How a Savings Account Can Transform Your Financial Future

Whether saving for emergencies, a holiday, or the future, a savings account is a great choice for your financial future. Open an account with CIMB today and start saving!

Learn More

Eligibility & Requirements

Malaysian citizens or permanent residents who fulfil any of the following criteria:

(a) Individual aged under 18 years old: or

(b) Individuals aged 18 years and above who are:-

(i) persons with disabilities;

(ii) full-time students; or

(c) Individuals aged 60 years old & above;

Joint account is allowed
NRIC is required.
Child’s Birth Certificate & Parent’s or Guardian’s NRIC
Minimum initial deposit of RM20

Protected by PIDM up to RM250,000 for each depositor. View PIDM's brochure now.

Interest Rates

Balance	Interest Rates (% p.a.)
All balances	0.25

Interest rates effective 2 September 2025.

Interest is calculated daily and credited monthly.

Fees & Charges

Basic Savings Account

Terms & Conditions

Savings Account Terms and Conditions (ENG)

Savings Account Terms and Conditions (BM)

Need More Information?

Customer Help Centre

Find resources to solve simple issues you may face

Email Us

Drop us an email and we'll get back to you

Visit A Branch

Visit us at our branches nationwide

Call Us At

+603 6204 7788

(Available 24 hours)

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