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Minimum Monthly Gross Income
Eligible with a minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances).
Guarantor is not required.
Financing tenure of up to 5 years with minimum tenure of 6 months.
|Employer||Fixed Income Earner (Basic only)||Variable Income Earner (Basic + Allowances)|
Multi National Company
Public Listed Company
Government Linked Company
|Minimum latest 1 month payslip OR latest EPF statement with minimum 6 months contribution||Minimum latest 3 months payslip OR latest EPF statement with minimum 6 months contribution|
|Others||Minimum latest 3 months payslip AND latest 3 months salary crediting bank statement OR latest EPF statement with minimum 6 months contribution|
|Self Employed||Income Documents|
Private Listed Company (Sdn. Bhd.)
|Minimum latest 6 months company bank statement AND Business Registration Document*|
|Profit Rate (Flat Rate)||Equivalent to Effective Profit Rate|
|It ranges from 18% to 24% per annum||It ranges from 28.88% to 41.70% per annum depending on financing tenure.|