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Digital Banking

Basic Package

No cost no frills payment solution for small businesses to accept DuitNow QR payment. Suitable for Sole Proprietor & Partnership (with 1-2 outlets).

Advance Package

For small businesses who wish to accept credit card, debit card and DuitNow QR via all-in-one wireless mobile terminal. Suitable for Sole Proprietor & Partnership (with 3-5 outlets).

Premium Package

For businesses to expand their payment acceptance without limiting to credit or debit card but also accepting instalments and bonus point payment. Suitable for Private Limited / Public Listed Companies (with more than 5 outlets).

e-Commerce

Delivering seamless payment acceptance to businesses venturing into e-Commerce platform.

P2P DuitNow QR

Enjoy a faster and secure payment method for your business with Peer to Peer DuitNow QR.  

CIMB Deals

Grow your business by offering exciting deals to CIMB customers.

In the Package:

Static DuitNow QR is a QR code whereby your customer is required to enter the payment amount after scanning your QR code. The QR code only contains information of your account details.

 

DuitNow QR is Malaysia's National QR standard established by PayNet under Bank Negara Interoperable Credit Transfer Network (ICTF).

  Basic Package
Eligibility

You must have a CIMB Business Current Account/-i to apply for Merchant Solutions.

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account.

Click here for more info.

Suitability Suitable for business with 1 to 2 outlets
Documents Required

1) Merchant Application Form

 

2) Business Registration (for East Malaysia, NGO & Association only)

Accepted Mode of Payment

Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets

Pricing (Merchant Discount Rate)

CASA and e-Wallets : 0%

Credit Card : 0.35% (0% Promotional Rate till 31 December 2022)

Daily Payment Acceptance Limit

Unlimited 
Settlement Funds collected will be credited into your CIMB Business Current Account/-i after 2 business days. 
  • For customers with CIMB Clicks app, you may accept payment via P2P QR. Click here to find out more. 
  • Click here to view the full list of participating DuitNow QR participating banks and e-Wallets.

How to apply?

   

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

 
For applicants without BizChannel@CIMB.
 
Step 2

Submit the completed Merchant Application Form and the required documents to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.

 
For applicants with BizChannel@CIMB. (*Sole or Either One Authorised Signor for CIMB Business Current Account/-i)
 
Step 2

The Authorised Person*, please call 1300 88 8828 to apply.

In the Package:

Terminal is a point-of-sale electronic device used to process card payments as well as dynamic QR payments at retail locations. Terminal accepts credit card, debit card and dynamic QR.

 

Dynamic DuitNow QR is a QR code where your customer does not require to enter payment amount to complete the payment. A unique QR code is generated via the Terminal with your account details and payment amount for each transaction.

  Advance Package
Eligibility

You must have a CIMB Business Current Account/-i to apply for Merchant Solutions.

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account.

Click here for more info.

Suitability Suitable for business with 3 to 5 outlets
Documents Required

1) Merchant Application Form

 

2) Business Registration (for East Malaysia, NGO & Association only)

Terminal Card Acceptance Mastercard, Visa and MyDebit

Accepted Mode of Payment

Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets

Daily Payment Acceptance Limit

Unlimited 
Settlement

Funds collected will be credited into your CIMB Business Current Account/-i:

- Terminal Card Acceptance: Next business day

- Dynamic QR Acceptance: Next two (2) business days

Pricing

Transaction Type On-Us*
Off-Us*
Terminal Fee Terminal Rental* RM50 monthly

Dynamic QR

DuitNow QR -  Credit Card, CASA or

e-Wallet

0.35%
Touch 'n Go 0.80%
Alipay 1.00%
Card Scheme Mastercard/Visa (Local) 1.00% 1.10%
MyDebit (Local) 0.40% 0.45%
Mastercard/Visa (International) 2.00%
  • On-Us : Transactions with CIMB cards/ accounts
  • Off-Us : Transactions with other cards/ accounts/ e-Wallet
  • Terminal Rental : Waived with minimum month end balance of RM50,000 and with minimum five (5) transacting staff accounts with CIMB@Work (valid till 31 December 2022). For full Terms and Conditions, click here.

How to apply?

   

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

   

Step 2

Submit the completed Merchant Application Form and the required documents to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.

In the Package:

  Premium Package
Eligibility

You must have a CIMB Business Current Account/-i to apply for Merchant Solutions.

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account.

Click here for more info.

Suitability Suitable for business with more than 5 outlets
Documents Required

1) Merchant Application Form

 

2) Business Registration (for East Malaysia, NGO & Association only)

Terminal Card Acceptance Mastercard, Visa, MyDebit, UnionPay International and JCB

Accepted Mode of Payment

Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets

Daily Payment Acceptance Limit

Unlimited 
Settlement

Funds collected will be credited into your CIMB Business Current Account/-i:

- Terminal Card Acceptance: Next business day

- Dynamic QR Acceptance: Next 2 business days

Pricing

Transaction Type On-Us*
Off-Us*
 Terminal Fee Terminal Rental* RM50 monthly
Tap n Pay App Fee RM10 monthly
Plug n Pay Standalone 3G (upright purchase) RM650
Plug n Pay Bluetooth (upright purchase) RM550

Dynamic QR

DuitNow QR - Credit Card, CASA or e-Wallet 0.35%
Touch 'n Go 0.80%
Alipay 1.00%
Card Scheme Mastercard/Visa (Local) 1.00% 1.10%
MyDebit (Local) 0.40% 0.45%
Mastercard/Visa/ UnionPay International/ JCB (International) 2.00%
UnionPay International (Local Credit) 1.20%
UnionPay International (Local Debit) 0.80%
Instalment Plan 6 months 2.50%
12 months 3.50%
Bonus Point On-us 1.00%
  • On-Us : Transactions with CIMB cards/ accounts
  • Off-Us : Transactions with other cards/ accounts/ e-Wallet
  • Terminal Rental : Waived with minimum month end balance of RM50,000 and with minimum five (5) transacting staff accounts with CIMB@Work (valid till 31 December 2022). For full Terms and Conditions, click here.

 

Terminal is an point-of-sale electronic device used to process card payments as well as dynamic QR payment at retail locations. Terminal accepts credit card, debit card and dynamic QR.

 

Dynamic Duitnow QR is a QR code where your customer does not require to enter the payment amount to complete the payment. A unique QR code is generated either via the Terminal with your account details and payment amount for each transaction.

Features & Benefits

How does Dynamic QR Code work on Terminal?

 

CIMB Tap n Pay is a secure payment solution that allows you to accept and manage electronic payments on your NFC-enabled Android smartphone and accepts contactless or wave-based payments.

Features & Benefits

How does Dynamic QR Code work on Tap n Pay App?

 

CIMB Plug n Pay is a portable payment device with dynamic QR capability that lets you accepts and manage electronic payments via the CIMB Plug n Pay merchant portal.

Features & Benefits

How does Dynamic QR Code work on Plug n Pay?

How to apply?

   

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

   

Step 2

Submit the completed Merchant Application Form and the required document to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.

In the Package:

Suitable for business venturing into e-Commerce.

  Payment Link
Eligibility

You must have a CIMB Business Current Account/-i to apply for merchant solutions. 

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.

Suitablity

For business who does not have dedicated website.
Product Details Generate a payment link to accept Mastercard and Visa payment without system integration.
Documents Required

 Merchant Application Form

Accepted Mode of Payment

Card Schemes (Mastercard & Visa only)

Pricing (Merchant Discount Rate)

On-Us : 1.00%

Off-Us : 1.10%

  CIMB e-Commerce Partners
Eligibility

You must have a CIMB Business Current Account/-i to apply for merchant solutions. 

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.

Suitablity

For business who already have a website but without payment gateway.
Product Details

- All-in-one payment solution that accepts card, e-Wallets & online payments. 

- Able to convert payment into reccuring payment and instalments plan.

Documents Required

1) Merchant Application Form

 

2) Latest Bank Statement

- One page showing the bank name, beneficiary name & bank account number.

 

3) Merchant's Website related Documents:

- Online store showing products/ services shown in MYR

- Website showing 'About Us' and 'Contact' (i.e. company name, company address, contact no. & email)

- Return/ refund policy

- Shipping policy

- Privacy policy

 

4) Domain Invoice

- Showing ownership of domain/ website URL

Accepted Mode of Payment Card Schemes, e-Wallets, Online Banking
Pricing (Merchant Discount Rate)

Domestic : 1.50% - 1.80%

International : 2.80% - 3.00%

  Direct Connect to CIMB
Eligibility

You must have a CIMB Business Current Account/-i to apply for merchant solutions. 

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.

Suitablity

For business who already have a website and with payment gateway.
Product Details

- All-in-one payment solution that accepts card, e-Wallets & online payments. 

- Able to convert payment into reccuring payment and instalments plan. 

Documents Required

1) Merchant Application Form

 

2) Latest Bank Statement

- One page showing the bank name, beneficiary name & bank account number.

 

3) Merchant's Website related Documents:

- Online store showing products/ services shown in MYR

- Website showing 'About Us' and 'Contact' (i.e. company name, company address, contact no. & email)

- Return/ refund policy

- Shipping policy

- Privacy policy

 

4) Domain Invoice

- Showing ownership of domain/ website URL

Accepted Mode of Payment Card Schemes, FPX & JomPAY
Pricing (Merchant Discount Rate) On case to case basis

Features & Benefits

How to apply?

   

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

   

Step 2

Submit the completed Merchant Application Form and the required document to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter

SME Partners

At CIMB Bank, we have a wide suite of business solutions to propel and bring your business further. Whatever your business needs may be, start unlocking its true potential with the help of our strategic partners.

In the Package:

Suitability:

Individual & Micro SME with CIMB Clicks App

 

  • Accept payments from customer directly using other banking apps and e-Wallets in Malaysia.
  • Just share your QR code instead of providing your personal banking account number.

Benefits: