CIMB SME BusinessCard

Attractive Cash Rebates
- 1.25% Cash Rebate¹ for overseas spends, including online transactions
- 0.50% Cash Rebate¹ for all transactions spent locally
- Get RM50 Cash Rebate¹ with 20 accumulative retail transactions within 12 months from CIMB SME BusinessCard issuance/anniversary date
More Information ¹
Up to 4X Airport Lounge Access
Wait in comfort and style at Plaza Premium Lounge².

Just present your:
- CIMB SME BusinessCard; and
- Passport or NRIC; and
- Boarding Pass
For full list of Plaza Premium Lounges, click here.

More Information ²
Complimentary In-Flight WiFi

Stay connected when you’re on board with up to RM30 Cash Rebate for in-flight WiFi³ service.

Steps to purchase in-flight WiFi onboard

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Up to RM1 Million in Travel Insurance Coverage

Receive automatic travel insurance coverage⁴ when you charge the full fare of your airline tickets to your CIMB SME BusinessCard.

This coverage includes travel inconvenience benefits such as loss baggage or flight delays and other benefits such as loss of deposit or flight cancellation and overseas hospitalization allowance due to Covid-19.

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Focus on Growing Your Business

Enjoy up to 50 days of Interest Free Credit⁵.

More Information ⁵
Lifetime Annual Fee Waiver

That’s right, there will be no annual fee charges for your CIMB SME BusinessCard.
EzyPayment

Pay any business, anytime, anywhere with EzyPayment⁶ Solution. EzyPayment lets you pay any business, including companies that are not card-accepting merchants, with your credit card on the go.

For more information on EzyPayment, click here.

More Information ⁶
CardUp

Enjoy up to 50-days of interest-free working capital and earn rewards such as cash rebate when you pay your business expenses with your CIMB Platinum BusinessCard and CIMB SME BusinessCard credit card via CardUp – even if your recipients don’t accept cards!

Click here for the list of benefits.

Click here to see how it works.

Click here to learn more.
Deals to Grow Your Business

Let us lend you a helping hand in your growth journey. With Mastercard Easy Savings Special, we have curated a list of deals that are relevant for CIMB SME BusinessCard cardholders.

Find deals ranging from Customer Support, HR & Learning, Logistics, Marketing, Productivity, Security & Compliance, Workspace & Office Essentials and more here.
E-Commerce Purchase Protection
Shop online with confidence and get protection of up to USD200 worldwide coverage for online purchases if:
- Incomplete delivery or wrong items delivered
- Improperly functioning due to physical damage to delivered items
- Non-delivery of purchase after 30 days of scheduled delivery
To learn more, click here.

For full Terms and Conditions, click here.

To file a claim, click here.
CIMB Deals

Discover amazing privileges and exclusive deals when you shop, dine or travel. Check out our enticing CIMB Deals here.
Enjoy 0% Easy Pay

More than 1,000 participating merchants nationwide and up to 48 months instalment.

Click here to view all participating merchants.

Eligibility & Requirements

Annual Fee - Waived

Business entity must either be Sole Proprietorship, Partnership, Limited Liability Partnership, Private Limited Company.
Business entity must be registered in Malaysia and business has been in operation for at least 2 years.

Note: Terms and Conditions apply.

Fees & Charges

Full list of Fees & Charges here.

Purpose

Credit card for all business expenses
Provides cost reduction and convenience - no petty cash, manual claims and no manual bill reconciliation.
Allows for proper audit filing – summary statement for company and individual card statement for cardholder.

Terms & Conditions

CIMB SME BusinessCard Terms & Conditions (ENG)

CIMB SME BusinessCard Terms & Conditions (BM)

Required Documents for Application

CIMB SME BusinessCard Application form
NRIC copy (ies) of cardholder(s), Sole-proprietor / all Partners
Passport & Visa copy for non Malaysian cardholder(s)
Constitution documents print out from SSM
Photocopy Business Registration Certificate
Photocopy of Business License/ Certificate Renewal

Forms

CIMB SME BusinessCard Application Form (ENG)

CIMB SME BusinessCard Application Form (BM)

CIMB SME BusinessCard Nomination Form (ENG/BM)

Key Downloads

CIMB SME BusinessCard Product Disclosure Sheet (ENG)

CIMB SME BusinessCard Product Disclosure Sheet (BM)

In Collaboration With:

CIMB SME BusinessCard X EzyPayment Campaign

Streamline business expenses with CIMB SME BusinessCard via EzyPayment. Change the way you pay and settle business expenses on the go!

Find out more

CIMB SME BusinessCard X CardUp Campaign

Tap into your CIMB SME BusinessCard credit limit for large business expenses like supplier invoice, rent, payroll and corporate tax - even if your recipients do not accept cards.

Find out more