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Features & Benefits

Higher Returns
Stable and Low-Risk
Additional Benefits

Eligibility

Applicable for all business enterprises and corporations

Requirements

Minimum investment of RM3,000 for all entity types excluding clubs, associations or societies where a minimum investment of RM1,000 is required.

 

How to Apply?

Step 1 :

Click the Apply button below and complete the online application form.

 

Step 2 :

Complete the Investment Suitability Assessment Form (ISAF)*. 

 

Step 3 :

Visit your preferred branch together with your supporting documents and the ISAF form.

Profit Rates

Profit is based on the Shariah concept of Agency (Wakalah bi al-isithmar). To learn more about the rate of return, click here.

Fees and Charges

Types of Charges Charge
Reproduction/Re-print of Statements for DIA-i for any period RM 2.00 (per page)

Important Notes

IMPORTANT DISCLAIMER

THIS IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF UNDERLYING

ASSETS AND NOT A DEPOSIT PRODUCT.

 

WARNING

THE RETURNS ON THIS INVESTMENT ACCOUNT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSETS.

THE PRINCIPAL AND RETURNS ARE NOT GUARANTEED AND THE ACCOUNT HOLDER RISKS EARNING NO RETURNS AT ALL.

IF THE INVESTMENT IS REDEEMED EARLY,  THE ACCOUNT HOLDER MAY SUFFER LOSSES IN PART OR THE ENTIRE PRINCIPAL SUM INVESTED.

THIS INVESTMENT ACCOUNT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”).

 

*INVESTMENT SUITABILITY ASSESMENT FORM

PLEASE ENSURE THAT THE INVESTMENT SUITABILITY ASSESMENT FORM (ISAF) IS FILLED UP AND SIGNED PRIOR TO THE APPLICATION. THE COMPLETION OF THE ISAF FORM DURING THE APPLICATION OF THIS PRODUCT IS A MANDATORY REQUIREMENT FROM BANK NEGARA MALAYSIA.