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When will the payment be available in the employees account?

For payment to CIMB accounts, the payment will be processed and credited on the same day including weekends and public holidays provided the transaction is approved by the authorizer(s) before the cut-off time at 6:30pm.

For payment to non-CIMB accounts, the payment will be processed and credited based on the transfer schedule below:


Transfer Schedule Transfer Time Funds Available at Beneficiary Bank*
Monday - Friday

Before 5.00 am

Same Day

By 11.00 am

5.01 am - 8.00 am By 2.00 pm
8.01 am - 11.00 am By 5.00 pm
11.01 am - 2.00 pm By 8.20 pm
2.01 pm - 5.00 pm By 11.00 pm
After 5.00 pm Next business day
By 11.00 am
Saturday, Sunday, Federal Territory Public Holiday


Next business day


* Applicable for all IBG payments and fund transfers to current accounts & savings accounts/loans and credit card payments.


* Crediting of funds to the beneficiary account is subject to the Beneficiary Bank’s standard operating procedures. Kindly check the type of Accounts accepted by MEPS participating banks. Please ensure that you enter the correct account number and should you have any doubt, please confirm with the Beneficiary Bank.


Note: This list only serves as guidance; CIMB is not responsible for any changes made by participating banks

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