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Digital Banking
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Features & Benefits

Fast Approval
Easy Application
Varied Guarantees


  • Applicable for an individual or a business registered in Malaysia.
  • Have a CIMB Islamic Bank Current Account or Savings Account
  • A first party to the application
  • Subject to CIMB Islamic Bank’s approved beneficiary formats

Fees and Charges

Type of product / service Fees & Charges Cut-off time for transaction to be processed
Issuance & Amendment

1.8% per annum (including claim period) 

Minimum RM150

Monday to Friday: 

12:00 p.m. 


(*For same day issuance, you need to submit your application by 12:00 p.m. for collection by 4:00 p.m. Issuance is subject to you completing the application and getting the stamping of bank guarantee by yourself. It takes up to 3 working days for you to receive the stamped bank guarantee if you request the Bank to stamp the bank guarantee.)

For General Charges, please refer to General Charges@Trade