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Death Benefit
The following benefits will be payable in the event of death of the Person Covered:
Total and permanent disability (TPD)
The following benefits will be payable in the event of TPD of the Person Covered:
Critical Illness Waiver (Optional)
This benefit is to provide coverage with amount equivalent to the monthly financing payment* upon diagnosis of any 36 Critical Illness during the term of contract based on the chosen benefit term of Critical Illness plan type.
*Subject to maximum allowable CI Benefit lifetime limit of RM2,000,000.
CI Benefit Term based on plan type:
Open to all customers who take up SME business financing
Entry Age Limit |
Minimum Entry Age : 18 years old Maximum Entry Age: 65 years old Maximum Expiry Age: 75 years old |
|---|---|
| Certificate Term | Minimum Term: 1 year Maximum Term: 35 years or expiry at age 75 years old, whichever is lower (inclusive of deferment period) |
| Deferment Period | Minimum Term: 0 year Maximum Term: 5 years |
| Sum Covered | Minimum Sum Covered: RM100,000 Maximum Sum Covered: subject to underwriting |