Interest is paid upon maturity. Interim interest is paid every 6 months for tenures above 12 months. Withdrawal is allowed with a minimum of RM1,000 and in multiples of RM1,000 under the same account number (Applicable for new and renewed Fixed Deposit accounts effective 18 January 2015 onward).
Upliftment/Withdrawal before maturity is allowed but the amount will be subject to the following conditions:
1. For FD placements or renewals from 1 November 2018 onwards:
- No interest will be paid for any fully or partially* withdrawn amount before completion of its tenure.
2. For FD placements or renewals prior to 1 November 2018:
- FD for tenure of 1 to 3 months
No interest will be paid for any fully or partially* withdrawn amount before the completion of its tenure.
- FD for tenure of 4 months and above
Before Completion of 3 months
No interest will be paid for any fully or partially* withdrawn amount.
After Completion of 3 months
For any fully or partially* withdrawn amount, half the interest of the contracted rate for each completed month of the withdrawn amount is payable.
*For partial withdrawn, interest on the contracted rate is payable for the amount that is not withdrawn.
