Amendments to CIMB Business Current Account-i Terms and Conditions

Current Clause	Amendment/New Clause
2.4 The Bank may decide on the minimum sum that needs to be deposited in order to open the Current Account-i. For now, the minimum sum required to be deposited to open a Basic Current Account-i is RM500. The Bank may however change this at any time.	2.4 The Bank may decide on the minimum sum that needs to be deposited in order to open the Current Account-i. The minimum sum required to be deposited to open a Basic Current Account-i is RM100. The Bank may however change this at any time.
2.9.1.1 Account holders of Basic Current Account-i may carry out the following transactions at no charge: (a) unlimited over the counter visits; and (b) unlimited Automated Teller Machine (“ATM”) withdrawals. Interbank GIRO transactions are subject to prevailing fees applicable depending on the channel used to effect the transaction and the number of interbank GIRO transactions effected in the month.	2.9.1.1 Account holders of Basic Current Account-i may carry out the following transactions at no charge: (a) unlimited over the counter visits; and (b) unlimited Automated Teller Machine (“ATM”) withdrawals. Interbank GIRO transactions are subject to prevailing fees applicable depending on the channel used to effect the transaction.
20.2 The account holder also agrees, consents to and authorises the Bank to disclose any information relating to the account holder, the account holder’s affairs, the Current Account-i and/or any accounts maintained by the account holder with the Bank to:	20.2 The account holder also agrees, consents to and authorises the Bank to disclose any information relating to the account holder’s Current Account-i and/or any accounts maintained by the account holder with the Bank to:
20.2 (g) such third parties and for the purpose(s) as identified in the CIMB Group Privacy Notice under the heading of ‘Disclosure of Your Personal Information’ and ‘How We Use Your Personal Information’ respectively. The account holder understands and agrees that the consent given above cannot be withdrawn where such disclosure of the account holder’s information is necessary for the provision of the Current Account-i, related services or the performance of the contract with the account holder to comply with contractual or legal requirements. any disclosure by the Bank to Group Companies (within Malaysia) may also be for cross selling purposes provided always that disclosure for cross selling purposes shall not be effected if such disclosure is objected by the account holder. The Bank may also disclose the account holder’s information such as name and contact details (excluding the account holder’s affairs or account) to third party business partners and strategic alliance partners for cross selling, marketing and promotional purposes if the consent from the account holder has been obtained. However, the account holder may at any time revoke or withdraw the above mentioned consent to disclosure of information by the Bank to Group Companies (within Malaysia) and to third party business partners and strategic alliance partners for cross selling, marketing and promotional purposes by contacting the Bank at the following telephone number or address (which may be changed by the Bank from time to time by notice to the account holder): Customer Resolution Unit (CRU). P.O. Box 10338, GPO Kuala Lumpur, 50710 Wilayah Persekutuan. Tel:+603 6204 7788 / e-mail: to contactus@cimb.com	20.2 (g) such third parties and for the purpose(s) as identified in the CIMB Group Privacy Notice under the heading of ‘Disclosure of Your Personal Information’ and ‘How We Use Your Personal Information’ respectively. The account holder understands and agrees that the consent given above cannot be withdrawn where such disclosure of the account holder’s information is necessary for the provision of the Current Account-i, related services or the performance of the contract with the account holder to comply with contractual or legal requirements. The Bank may also disclose the account holder’s information (excluding the account holder’s account) to other entities within the Group Companies and/or third parties such as business partners and strategic alliance, marketing and promotional purposes if the prior consent from the account holder has been obtained expressly for such disclosure. However, the account holder may at any time revoke or withdraw the above mentioned consent for marketing and promotional purposes by contacting the Bank at the following telephone number or address (which may be changed by the Bank from time to time by notice to the account holder): Customer Resolution Unit (CRU). P.O. Box 10338, GPO Kuala Lumpur, 50710 Wilayah Persekutuan. Tel:+603 6204 7788 / e-mail: to contactus@cimb.com
21.1 The Bank may vary (whether by adding to, deleting from or otherwise amending) (“Amendment”) any of these Terms and Conditions by giving the account holder at least twenty-one (21) calendar days’ notice before the Amendment is effective. The notice of the Amendment may be given by: (i) notice of the Amendment being prominently displayed at the website and made available at the Bank’s Banking halls and where detailed provisions regarding the Amendment may be provided to the account holder upon request or the notice may itself contain details of the Amendment; or (ii) the notice being sent by the Bank to the account holder’s last known address; or (iii) the notice being advertised in one newspaper of the Bank’s choice; or (iv) the notice being sent by e-mail or by any other means of notification which the Bank may select and the Amendment shall take effect and be binding from the date specified in the notification. The account holder may close his account in accordance with Clause 10.1 if he does not agree to the Amendment.	21.1 The Bank may vary (whether by adding to, deleting from or otherwise amending) (“Amendment”) any of these Terms and Conditions for valid reasons, including but not limited to changes in applicable laws or regulations, regulatory requirements, operational or system enhancements, risk management considerations, or changes to the Bank’s products or services, by giving the account holder at least twenty-one (21) calendar days’ notice before the Amendment is effective. The notice of the Amendment may be given by: (i) notice of the Amendment being prominently displayed at the website and made available at the Bank’s Banking halls and where detailed provisions regarding the Amendment may be provided to the account holder upon request or the notice may itself contain details of the Amendment; or (ii) the notice being sent by the Bank to the account holder’s last known address; or (iii) the notice being advertised in one newspaper of the Bank’s choice; or (iv) the notice being sent by e-mail or by any other means of notification which the Bank may select and the Amendment shall take effect and be binding from the date specified in the notification. The account holder may close his account in accordance with Clause 10.1 if he does not agree to the Amendment.

Current Clause

Amendment/New Clause

2.4 The Bank may decide on the minimum sum that needs to be deposited in order to open the Current Account-i. For now, the minimum sum required to be deposited to open a Basic Current Account-i is RM500. The Bank may however change this at any time.

2.4 The Bank may decide on the minimum sum that needs to be deposited in order to open the Current Account-i. The minimum sum required to be deposited to open a Basic Current Account-i is RM100. The Bank may however change this at any time.

2.9.1.1 Account holders of Basic Current Account-i may carry out the following transactions at no charge:

(a) unlimited over the counter visits; and

(b) unlimited Automated Teller Machine (“ATM”) withdrawals.

Interbank GIRO transactions are subject to prevailing fees applicable depending on the channel used to effect the transaction and the number of interbank GIRO transactions effected in the month.

2.9.1.1 Account holders of Basic Current Account-i may carry out the following transactions at no charge:

(a) unlimited over the counter visits; and

(b) unlimited Automated Teller Machine (“ATM”) withdrawals.

Interbank GIRO transactions are subject to prevailing fees applicable depending on the channel used to effect the transaction.

20.2 The account holder also agrees, consents to and authorises the Bank to disclose any information relating to the account holder, the account holder’s affairs, the Current Account-i and/or any accounts maintained by the account holder with the Bank to:

20.2 The account holder also agrees, consents to and authorises the Bank to disclose any information relating to the account holder’s Current Account-i and/or any accounts maintained by the account holder with the Bank to:

20.2 (g) such third parties and for the purpose(s) as identified in the CIMB Group Privacy Notice under the heading of ‘Disclosure of Your Personal Information’ and ‘How We Use Your Personal Information’ respectively.

The account holder understands and agrees that the consent given above cannot be withdrawn where such disclosure of the account holder’s information is necessary for the provision of the Current Account-i, related services or the performance of the contract with the account holder to comply with contractual or legal requirements.

any disclosure by the Bank to Group Companies (within Malaysia) may also be for cross selling purposes provided always that disclosure for cross selling purposes shall not be effected if such disclosure is objected by the account holder.

The Bank may also disclose the account holder’s information such as name and contact details (excluding the account holder’s affairs or account) to third party business partners and strategic alliance partners for cross selling, marketing and promotional purposes if the consent from the account holder has been obtained.

However, the account holder may at any time revoke or withdraw the above mentioned consent to disclosure of information by the Bank to Group Companies (within Malaysia) and to third party business partners and strategic alliance partners for cross selling, marketing and promotional purposes by contacting the Bank at the following telephone number or address (which may be changed by the Bank from time to time by notice to the account holder): Customer Resolution Unit (CRU). P.O. Box 10338, GPO Kuala Lumpur, 50710 Wilayah Persekutuan. Tel:+603 6204 7788 / e-mail: to contactus@cimb.com

The Bank may also disclose the account holder’s information (excluding the account holder’s account) to other entities within the Group Companies and/or third parties such as business partners and strategic alliance, marketing and promotional purposes if the prior consent from the account holder has been obtained expressly for such disclosure.

However, the account holder may at any time revoke or withdraw the above mentioned consent for marketing and promotional purposes by contacting the Bank at the following telephone number or address (which may be changed by the Bank from time to time by notice to the account holder): Customer Resolution Unit (CRU). P.O. Box 10338, GPO Kuala Lumpur, 50710 Wilayah Persekutuan. Tel:+603 6204 7788 / e-mail: to contactus@cimb.com

21.1 The Bank may vary (whether by adding to, deleting from or otherwise amending) (“Amendment”) any of these Terms and Conditions by giving the account holder at least twenty-one (21) calendar days’ notice before the Amendment is effective. The notice of the Amendment may be given by: (i) notice of the Amendment being prominently displayed at the website and made available at the Bank’s Banking halls and where detailed provisions regarding the Amendment may be provided to the account holder upon request or the notice may itself contain details of the Amendment; or (ii) the notice being sent by the Bank to the account holder’s last known address; or (iii) the notice being advertised in one newspaper of the Bank’s choice; or (iv) the notice being sent by e-mail or by any other means of notification which the Bank may select and the Amendment shall take effect and be binding from the date specified in the notification. The account holder may close his account in accordance with Clause 10.1 if he does not agree to the Amendment.

21.1 The Bank may vary (whether by adding to, deleting from or otherwise amending) (“Amendment”) any of these Terms and Conditions for valid reasons, including but not limited to changes in applicable laws or regulations, regulatory requirements, operational or system enhancements, risk management considerations, or changes to the Bank’s products or services, by giving the account holder at least twenty-one (21) calendar days’ notice before the Amendment is effective. The notice of the Amendment may be given by: (i) notice of the Amendment being prominently displayed at the website and made available at the Bank’s Banking halls and where detailed provisions regarding the Amendment may be provided to the account holder upon request or the notice may itself contain details of the Amendment; or (ii) the notice being sent by the Bank to the account holder’s last known address; or (iii) the notice being advertised in one newspaper of the Bank’s choice; or (iv) the notice being sent by e-mail or by any other means of notification which the Bank may select and the Amendment shall take effect and be binding from the date specified in the notification. The account holder may close his account in accordance with Clause 10.1 if he does not agree to the Amendment.