| Items | Channels | |||
|---|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | Over the Counter (OTC) | |
| Fees & Charges (RM per transaction) | ||||
| 1. Sole-proprietors, partnership and SME¹ | No charges | No charges | No charges (Applicable for sole proprietors only) | 5.00 (via letter of instruction) |
2. Other corporates |
No charges |
No charges |
Not offering |
5.00 (via letter of instruction) |
| Daily Transaction Limit (RM per day) | ||||
| 1. Sole proprietors, partnership and SME¹ | - Up to RM100,000 for LITE Package of BizChannel@CIMB - No limit for Standard & Customised Packages of BizChannel@CIMB |
RM5,000 combined limit with IBFT (Applicable for sole proprietors only) | No limit | |
2. Other corporates |
No limit |
Not offering |
No limit | |
| Payment Reference | ||||
| 1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement | Yes | Yes |
No
|
N/A |
2. Availability of beneficiaries' names and payment references in payers' bank statement |
Yes
|
Yes |
No
|
N/A
|
| Operating Hours | 7.00am - 11.30pm |
7.00am - 11.30pm |
24 hours (Maintenance time: 11.55pm until 12.10am) |
CIMB Branches: 9.15am - 4.30pm (Mon - Thurs) 9.15am - 4.00pm (Fri)
CIMB Branches in Kelantan and Terengganu: 9.15am - 4.30pm (Sun - Wed) 9.15am - 4.00pm (Thurs) |
| Crediting Time | For all channels | |||
Monday - Friday
Non-Business Days |
Immediate
Immediate |
|||
| Refund Time | Real time if account number is valid | |||
| Items | Channels | |||
|---|---|---|---|---|
| Internet Banking | Mobile Banking | ATM | Over the Counter (OTC) | |
| Fees & Charges (RM per transaction) | ||||
| 1. Sole proprietors, partnership and SME1 |
0.10
|
0.10 | 0.10 |
2.00 |
| 2. Other corporates |
0.10
|
0.10
|
Not offering
|
2.00
|
| Daily Transaction Limit (RM per day) | ||||
| 1. Sole-proprietors, partnership and SME1 | - Up to RM 100,000 for LITE package of BizChannel@CIMB
- No limit for Standard & Customised Packages of BizChannel@CIMB |
RM10,000 (Applicable for sole proprietors only) | No limit | |
| 2. Other corporates | No limit | No limit | Not offering | No limit |
| Payment Reference | ||||
| 1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement | Yes | Yes | Yes | N/A |
| 2. Availability of beneficiaries' names and payment references in payers' bank statement | Yes | Yes | No | N/A |
| Future-dated Payments | Yes | Yes | No | No |
| Operating Hours | 7.00am - 11.30pm | 7.00am - 11.30pm | 24 hours (Maintenance time: 11.55pm until 12.10am) |
CIMB Branches: 9.15am - 4.30pm (Mon - Thurs) 9.15am - 4.00pm (Fri) CIMB Branches in Kelantan and Terengganu: 9.15am - 4.30pm (Sun - Wed) 9.15am - 4.00pm (Thurs) |
Payment Initiated by Customers |
*Funds Received by Beneficiaries |
*Refund for Unsuccessful Transactions |
|
|---|---|---|---|
Business Days (Monday to Friday) |
Before 5.00am |
By 11.00am |
By 5.00pm |
5.01am – 8.00 am |
By 2.00pm |
By 8.20pm |
|
8.01am – 11.00am |
By 5.00pm |
By 11.00pm |
|
11.01am – 2.00pm |
By 8.20pm |
By 11.00am, next business day |
|
2.01pm – 5.00pm |
By 11.00pm |
By 11.00am, next business day |
|
After 5.00pm |
By 11.00am, next business day |
By 5.00pm, next business day |
|
Non-Business Days (Saturday, Sunday, Federal Territory Public Holidays) |
By 11.00am, next business day |
By 5.00pm, next business day |
|
| Items | Channels | ||
|---|---|---|---|
| Online Banking | Mobile Banking | Over-the-counter (OTC) | |
| Fees & Charges (RM per transaction) | |||
1. Sole-proprietors, partnership and SME1
2. Other corporates |
RM2.00 | RM2.00 | RM5.00 |
| Payment Reference | |||
| 1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement. | Yes | Yes | N/A |
2. Availbility of beneficiaries' names and payment references in payers' bank statement |
Yes |
Yes |
N/A |
| Operating Hours | 7.00am - 11.30pm |
7.00am - 11.30pm |
CIMB Branches: 9.15am - 4.30pm (Mon - Thurs) 9.15am - 4.00pm (Fri)
CIMB Branches in Kelantan and Terengganu: 9.15am - 4.30pm (Sun - Wed) 9.15am - 4.00pm (Thurs) |
| Crediting Time | For over-the-counter (OTC) only | ||
Monday - Friday
Non-Business Days |
Same day - cut off time before 3.30pm
Not available |
||
| Refund Time | Same day | ||
| Items | Sole-proprietors, Partnership and SME1 | Other Corporates |
|---|---|---|
| Payment Reference | ||
| 1. Maintenance / Subscription Fee | RM0 for LITE Package of BizChannel@CIMB RM20.00 per user per month for Standard/Customised Packages of BizChannel@CIMB |
RM20.00 per user per month for Standard/Customised Packages of BizChannel@CIMB |
| 2. BizChannel@CIMB Mobile Token | No charge | No Charge |
| 3. Annual Digital Certificates | Not applicable | Not applicable |
4. Salary Payment / Payroll via: - Intrabank Funds Transfer - IBG - Rentas |
RM0.10 per transaction RM0.10 per transaction RM2.00 per transaction |
RM0.10 per transaction RM0.10 per transaction RM2.00 per transaction |
| 5. Notification / SMS | No charges | No charges |
| 6. Training | No charges | RM265.00 per company |
| 7. Stop Payment Instruction on Bulk Payment | RM10.00 per instruction | RM10.00 per instruction |
| Incentives and Packages | BizChannel@CIMB Campaign - waived subscription fees subject to minimum monthly average balance met | |
| Items | Channels |
|||
|---|---|---|---|---|
Internet Banking |
Mobile Banking | ATM | Over the Counter (OTC) | |
| Fees & Charges (RM per transaction) | ||||
1. Sole-proprietors, partnership and SME¹ |
Waived |
Not offering | Not offering | Not offering |
2. Other corporates |
Waived |
Not offering | Not offering | Not offering |
Daily Transaction Limit (RM per transaction) |
||||
1. Sole-proprietors, partnership and SME¹ |
- Up to RM100,000 (per day) for LITE package of BizChannel@CIMB |
N/A | N/A | N/A |
2. Other corporates |
Up to RM10,000,000.00 |
N/A | N/A | N/A |
Payment Reference |
||||
1. Availability of payers' names and payment references in beneficiaries' bank statement |
Yes | N/A | N/A | N/A |
2. Availability of beneficiaries' names and payment references in payers' bank statement |
Yes |
N/A | N/A | N/A |
Future-dated Payments |
Not offering | N/A | N/A | N/A |
Operating Hours |
24 hours x 7 days | N/A | N/A | N/A |
| Items | Charges (RM) | Effective Date |
|---|---|---|
| Fee per cheque issued | RM0.65* | 2 Jan 2015 |
| Items | Channels | |
|---|---|---|
Internet Banking |
Mobile Banking |
|
| Fees & Charges (RM per transaction) | ||
1. Reproduction of Statements for Foreign Currency Current Account for period up to 1 year |
RM10.00 (upfront) RM2.00 (additional page) |
N/A |
2. Reproduction of Statements for Foreign Currency Account for period exceeding 1 year |
RM30.00 (upfront) RM2.00 (additional page) |
N/A |
3. Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) |
USD2.00 or RM equivalent per entry |
N/A |
4. Half-yearly service charge |
USD10.00 or RM equivalent |
N/A |
| Daily Transaction Limit (RM per day) | ||
1. Sole-proprietors, partnership,and SME1 |
RM10,000 |
|
| 2. Other corporates | N/A |
N/A |
Operating Hours |
24 hours (Maintenance time: 11.55pm until 12.10am) |
|
Crediting Time |
For all channels |
|
Monday - Friday |
Immediate |
|
Non-business Days |
Immediate |
|
| Refund Time | Refund by 10.30am the next business day for funds transferred before 12.30pm Refund two business days later for funds transferred after 12.30pm |
|