Coverage
IKHLAS Workmen’s Compensation Takaful covers you in the event that you are held liable to employees who are generally not covered under SOCSO. This liability can be statutory liability under the Workmen’s Compensation (Law) as well as the Common Law.

As an employer, you could be held liable under Common Law due to:
- Personal negligence
- Failure to provide a safe place and safe system of work
- Failure to exercise reasonable care in recruitment of competent staff
- Failure to provide proper machinery and maintain them in good working order
Duration of Cover

The coverage period is for one (1) year. For project related risks, the coverage period can be more than a year - covering the entire period of the contract. This coverage is not subject to renewal.

Eligibility & Requirements

Applicable for business enterprises and corporations, subject to the underwriting consideration by the Takaful Operator

Key Downloads

IKHLAS Workmen's Compensation Takaful Product Disclosure Sheet (ENG)

IKHLAS Workmen's Compensation Takaful Product Disclosure Sheet (BM)

Important Notes

Takaful Ikhlas General Berhad (TIGB) is a member of Perbadanan Insurans Deposit Malaysia (PIDM). The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact TIGB or PIDM (visit www.pidm.gov.my).

Disclaimer

This product is managed by Takaful Ikhlas General Berhad Registration No. 201701019705 (1233870-A), a Takaful Operator registered with Bank Negara Malaysia under the Islamic Financial Services Act 2013.

The description of the features and benefits of the takaful product herein is not a contract/certificate of general takaful and is only a brief summary of the takaful product for quick and easy reference. The complete terms and conditions of the takaful product are contained in the Contract/Certificate Document of Takaful Ikhlas General Berhad Registration No. 201701019705 (1233870-A), the Takaful Operator.

CIMB Islamic Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this takaful product and the services provided by the Takaful Operator. The Bank merely acts as a distributor for this takaful product.

This takaful product is Takaful Ikhlas General Berhad’s product and not a product of the Bank. Therefore this takaful product is not guaranteed by the Bank, its subsidiaries and/or its affiliates. The Takaful Operator shall undertake the full responsibilities, obligations and liabilities in respect of this takaful product.

Terms and Conditions apply.

Need More Information?

Customer Help Centre

Find resources to solve simple issues you may face

Email Us

Drop us an email and we'll get back to you

Visit A Branch

Visit us at our branches nationwide

Call Us At

Local: 1300 888 828
Overseas: +603 2297 3000

Monday to Friday (8am-7pm), Saturday from 8am to 5pm (not inclusive of public holiday)

More Options

General Insurance / Takaful

IKHLAS Fire Takaful

Protect your property (building or contents) against fire or lightning, with optional Takaful coverage.

General Insurance / Takaful

IKHLAS Comprehensive Perils Takaful

Protect your static machines or equipment against loss or damage resulting from fire, theft, accidental damage and other covered perils.

General Insurance / Takaful

IKHLAS Public Liability Takaful

Protect against legal liability from third parties in the event of an accident happening during business operations.

I'm looking for

IKHLAS Workmen's Compensation Takaful

Benefits & Privileges

Coverage

Duration of Cover

Eligibility & Requirements

Key Downloads

Important Notes

Need More Information?

More Options