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Coverage
Workmen’s Compensation Takaful covers you in the event that you are held liable to employees who are generally not covered under SOCSO. This liability can be statutory liability under the Workmen’s Compensation (Law) as well as the Common Law.
As an employer, you could be held liable under Common Law due to:
Personal negligence
Failure to provide a safe place and safe system of work
Failure to exercise reasonable care in recruitment of competent staff
Failure to provide proper machinery and maintain them in good working order
Duration of Cover
The coverage period is for one (1) year. For project related risks, the coverage period can be more than a year - covering the entire period of the contract. This coverage is not subject to renewal.
Applicable for business enterprises and corporations, subject to the underwriting consideration by the Takaful Operator.