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Material Damage
Contractor’s All Risk Insurance covers almost any sudden and unforeseen physical loss or damage (except those specifically excluded in the policy) to the contract works, property or items insured, during the period of insurance.
Third Party Liability
Contractor’s All Risk Insurance will cover your legal liability to pay third parties for damages from:
(i) Accidental bodily injury to or illness of the third party.
(ii) Accidental loss or damage to property belonging to the third party.
Applicable for business enterprises and corporations, subject to the insurer’s risk acceptance