Working Capital Guarantee Scheme

Benefits & Privileges

Government Guarantee

Get 70% government guarantee from Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) throughout the financing tenure.
Low Guarantee Fee

Pay 1% per annum upfront, and renew your guarantee coverage for a minimum period of 12 months.
Financing Amount

Get financing up to RM10 million, subject to the amount of unutilised balance in the scheme.
Long Financing Tenure

Enjoy financing with long tenure up to 31st December 2035.
Various Financing Facilities

The scheme is applicable for various facilities such as Term Loan, Overdraft, Revolving Credit and Trade Facilities.

Applicable for SMEs in all sectors with at least 51% shares held and controlled by Malaysian

SMEs must be registered under the Registration of Business Act 1956; or the Companies Act 1965 or 2016; or Limited Liability Partnership Act 2012; or Sabah and Sarawak local authorities and district offices; or statutory bodies that provide professional services.
Financing is applicable for Working Capital and Capital Expenditure (CAPEX) and cannot be used for refinancing of existing facilities granted by CIMB Bank Berhad or other banks.
The minimum financing amount is RM100,000.00 and the maximum financing amount is RM10 million.
Available until the scheme limit is fully utilised, or upon expiry of guarantee on 31 December 2035, whichever is earlier.

Note

Terms and conditions apply.

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