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Features & Benefits

Government Guarantee
Attractive Financing Rate
Large Financing Amount
Flexible Tenure
Various Financing Facilities

Eligibility & Requirements

  • Applicable for SMEs in all sectors with at least 51% shares held and controlled by Malaysian
  • SMEs must be registered under the Registration of Business Act 1956; or the Companies Act 1965 or 2016; or Limited Liability Partnership Act 2012; or Sabah and Sarawak local authorities and district offices; or statutory bodies that provide professional services
  • The facility is open to viable SMEs in identified manufacturing and services subsectors with high National Investment Aspirations (NIAs) scores or involved in providing technology solutions (Non-exhaustive list and FIs are allowed to propose relevant technologies under Green Technology, Digital and 4IR technology and Biotechnology or existing SMEs participating in key Government programmes to develop critical technologies as identified in national blueprints
  • The facility shall only be used for working capital and/or capital expenditure for new and additional facilities and cannot be used for the refinancing of existing facilities granted by CIMB Islamic Bank Berhad or other banks
  • Available until full utilization of the scheme allocation

Note: Terms and conditions apply.