BIZJAMIN SCHEME

Eligibility & Requirements

• Applicable for Malaysian owned and controlled companies with at least 51% shareholding, and are categorised as SME by Bank Negara Malaysia
• The guarantee cover is only applicable for new or additional loans. Fully secured loans and refinancing loans are not be eligible under the scheme
• Guarantee fee is charged annually based on the risk profile of the SME. The range observed is to match the customer’s credibility in terms of risk rating with the pricing of the guarantee. For Unsecured portion, the range is from 0.75% to 4.00% per annum. As for the Secured portion, the range is from 0.50% to 3.20% per annum