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Government Guarantee

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Eligibility & Requirements

Applicable for SMEs in all sectors with at least 51% shares held and controlled by Malaysian
SMEs must be registered under the Registration of Business Act 1956; or the Companies Act 1965 or 2016; or Limited Liability Partnership Act 2012; or Sabah and Sarawak local authorities and district offices; or statutory bodies that provide professional services
Companies must be categorised as SME by SME Corporation Malaysia and certified by the National Entrepreneur and SME Development Council
The facility shall only be used for working capital and/or capital expenditure for new and additional facilities. The facility cannot be used for the refinancing of existing facilities granted by CIMB Islamic Bank Berhad or other banks

Available from 1 February 2020 until expiry of the guarantee tenure on 31 December 2035, or upon full utilisation of the scheme limit of RM3 billion, whichever is earlier
The minimum financing amount is RM100,000.00 and the maximum financing amount is RM10 million
Financing tenure shall be up to 15 years or until 31 December 2035, whichever is earlier
Guarantee fee of 0.75% per annum is payable upfront
Eligible SME companies, which are export-oriented with at least 50% of turnover, are for exports will enjoy a 2% rebate on the profit rate charged by the financial institution. The SJPP rebate is valid until May 2022. Please visit www.sjpp.com.my for further details on the rebate

Note: Terms and conditions apply.

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