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In 2019, more than 2 billion transactions took place with e-money, far outpacing credit and debit cards*. In the last few years, we’ve seen a proliferation of e-wallet players in the market, making it easier and faster to pay bills, transfer funds, and shop, possibly all in one app.


If you haven’t used an e-wallet before, now is the time to give it a try! 

Get incredible money-saving perks


It pays to use an e-wallet (pun intended). Users enjoy access to promotions from different merchants and brands, such as shopping vouchers, petrol cashbacks, meal rebates, in-store discounts and more. The next time you’re ordering or paying for a meal, check if there’s a promo by your e-wallet instead of paying in cash. There are even promotions for mobile game items and insurance – the sky’s the limit with what you can save on!


Convenience at your fingertips

We love that you can pay those pesky bills all from one app with a few clicks. One of our favourite features is the convenience of Touch ‘n Go card online top-up. Toll charges are directly debited from TnG eWallet balance, or can be topped up on the go at any time through the app. No more stops at the petrol kiosk or convenience store to reload, saving time and hassle. Same goes for utility bills – taking a number from the ticket machine and waiting in long queues are a thing of the past.


You can book flights, movie tickets, and even pay for parking now through e-wallets. They facilitate a wider ecosystem of services that make your lifestyle much easier. With e-wallet payments, you avoid keying in your payment details manually every time you make a payment. This could be a savvy time-saving trick especially if you have multiple bills and merchants to pay. 

Track and protect your spending

Some e-wallets such as TnG eWallet allow easy tracking of your expenses. Your transaction history is viewable in the app, and is protected by money-back guarantee, which means you don’t have to worry about unauthorised transactions if it ever happens***.


Although e-wallets are on the rise, credit cards remain the preferred method of payment due to widespread acceptance and instalment options for big-ticket items, whilst there are still places that only accept cash or credit card. To maximise benefits, have it all – e-wallet, cash, and credit card.

This article is brought to you by CIMB as part of our ongoing efforts to raise the level of financial literacy among Malaysians. Financial knowledge and understanding are key to making well-informed and meaningful financial decisions that will improve all our well-being. This, in turn, achieves CIMB’s purpose of advancing customers and society.