Is it that time of the year when you’re hit with endless online shopping deals from Shopee, Zalora, Lazada and more? From the 11.11 sale to the upcoming 12.12,  you’ll find promotions you can’t resist.

 

But you still have Chinese New Year ang pow, Christmas parties and back-to-school purchases to budget for. How to keep both you and your wallet happy? Here are a few tricks to help you shop smart:

Check price histories  

First things first – do your research early. Some sellers might raise their prices before a sale, so their discounts would be much lower than they look. Add your items to cart a few weeks earlier and check their prices from time to time.

 

And if you’re happy with the price once the sale starts, you can check out as soon as possible – before your hot items get snapped up!

Search price comparison sites 

Got your eye on the latest gadget? Go to any e-store and you’ll find promos galore. But not all deals are created equal. Find the best offers with price comparison websites like iPrice or PricePanda.

 

It helps to draw up a list before you start. Set your overall budget and search for high-priority items first – you can use what you’ve saved on them to buy the other things on your list.

Combine credit cards and e-wallets to double up your rewards

GrabPay, BigPay, Boost – we’re spoiled for choice with e-wallets and we can use them to get more out of every sale. Lazada takes Touch ‘n Go, and Shopee has its own e-wallet, ShopeePay. Search websites that accept your favourite e-wallets and just follow the steps below:

 

1.  Top up your e-wallet with your credit card to get cash back or rewards points (but first, be sure that your card offers these benefits). 
 

2.  Pay with your e-wallet to get points!

 

Use cash back to your advantage

Do you have a cash back credit card or use an app like ShopBack? Make the most of it to save on your favourite stores. If you have rewards and cash back saved up, you can use them to knock a few numbers off your bill. You can also get rebates to use later, or cash out your savings. Our CIMB Cash Rebate Platinum Credit Card gives you 0.2% cash rebates when you shop online or retail.

Stretch deals further with voucher codes

There are tons of websites offering vouchers and coupons. CIMB Deals offer shopping, dining and entertainment promotions. ShopCoupons and The New Straits Times offer codes for e-stores, travel and more. You can even get deals especially for 12.12 on FavePay.

 

Saving money goes hand-in-hand with spending wisely. It may be sale season, but you can easily find discounts all year, so consider your purchases carefully. Happy shopping!

 

This article is brought to you by CIMB as part of our ongoing efforts to raise the level of financial literacy among Malaysians. Financial knowledge and understanding are key to making well-informed and meaningful financial decisions that will improve all our well-being. This, in turn, achieves CIMB’s purpose of advancing customers and society.