Having multiple credit cards with varying level of cash back and discounts can be useful, but only if you are on top of your payments. You could also be paying unnecessary fees by having multiple cards. Take a critical look at all the credit cards you have – do they help you save money, or spend more? If the latter is your answer, then maybe it’s time to trim one or two cards.
You can do the same for your savings accounts too. Most of us have multiple accounts that give you the best benefits like cash incentives if you maintain an average monthly balance or cash rebates when you fill up at a petrol station. Also, why not dedicate each account for a specific use (e.g. bill payments, emergency cash, travel fund)? Save time and energy in the future by automating recurring transfers and payments.
Review the status of your investments and use a tool like Google Calendar to set reminders for key milestones and actions that need to be taken, such as closing of accounts and withdrawal of funds.