Yes, the funds allocated to achieve your goals will not earmarked from the available balance in your current/savings account/-i. You can withdraw or transfer your funds even after creating your goals. If withdrawal or transfer affects achieving your goals for the account, you will receive a notification from CIMB Clicks Mobile App to update on your progress.
Example:
Jonathan has RM5,000 in his Savings Account and an active goal with RM500 saved.
Scenario A:
If Jonathan transferred RM4,500 out from his Savings Account today, his balance will be RM500. His goal progress will be on-track for RM500.
Scenario B:
However, if Jonathan transferred RM4,800 out from his Savings Account today, his balance will be RM200. His goal progress will be reflected as RM200.
Scenario C:
If Jonathan's Savings Account was auto debited by merchant today for RM4,900, his balance will be RM100. His goal progress will be reflected as RM100.