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Can I withdraw or utilise full/partial amount from my current/savings account/-i before the goal target is achieved?

Yes. The funds saved to achieve your goal target are not earmarked from the available balance in your current/savings account/-i. You can at any time withdraw or transfer your funds/account balance even after creating your goal in relation to the account. However if such withdrawal or transfer affects your achievement of your goal target for the account, you will receive a notification of the same from the CIMB Clicks Mobile App.

 

Here is an example:

 

Jonathan has RM5,000 in his Savings Account Passbook and an active goal with RM500 saved.

 

Scenario A:

If Jonathan transferred RM4,500 out from his Savings Account Passbook today, his balance will be RM500. His goal progress will remain unaffected at RM500.

 

Scenario B:
If Jonathan transferred RM4,800 out from his Savings Account Passbook today, his balance will be RM200. Similarly, his goal progress will be affected and updated to RM200.

 

Scenario C:

If a merchant performed an auto-debit from Jonathan’s Savings Account Passbook today for RM4,900, his balance will be RM100. Similarly, his goal progress will be affected and updated to RM100. 

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