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How can I use my Kwik card for Contactless retail payment/transaction?

  • The retailer or merchant's point of sales terminals must be able to accept Mastercard® contactless payment.
  • Your PIN Kwik card has to be waved within 4cm or tapped at the contactless card reader and the Merchant must have first entered the transaction amount for you to approve.
  • Even if your Kwik card is accidentally tapped more than once, you will only get billed once for the transaction..
  • If you hold your card up to a reader and you have any other contactless payment cards nearby, the reader might detect more than once the card and will not complete the payment.


You will need to perform the transaction again. Please ensure you only use the intended card from your wallet and have it tapped at the reader.

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