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How does it work?

You can decide how much, how often and what type of investment you prefer. You can choose to contribute RM100 this month and/or decide to add another RM50 two weeks later – it is entirely up to you. You can also pick different funds from either, or both, CIMB-Principal PRS Plus and CIMB Islamic PRS Plus for your contributions.


When you decide to retire, these savings are available for your retirement. However, you have the option to withdraw the money (subjected to a balance accumulated in Sub-Account B) for any reason before you reach your retirement.


When you contribute to PRS Plus, you have the option to divide your investments and maintain them in two sub-accounts as follows:

PRS Plus
Sub-account A (70%) Sub-account A (70%)

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