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Rates & Charges
Security & Fraud

Benefits & Privileges

Octo Octo Octo
Profit Savings
Flexibility
Additional Benefits

Eligibility

Applicable to Islamic Flexi Home Financing and Flexi Home Business Premises Financing customer only

 

Not eligible for Perbadanan Insurans Deposit Malaysia (PIDM) protection. To view PIDM's brochure, click here.

Requirements

  • NRIC or passport
  • Minimum initial deposit of RM50

Profit Rates

For rate of return, click here.

Based on the Shariah concept of Mudharabah.

Fees and Charges

Special Mudharabah Investment Account-i

Terms and Conditions

SMIA-i Terms and Conditions (ENG)

Disclosure Documents

SMIA-i - Product Disclosure Sheet (ENG)

Fund Performance

SMIA-i Fund Performance Ended 31 December 2015
SMIA-i Fund Performance Ended 31 March 2016
SMIA-i Fund Performance Ended 30 June 2016
SMIA-i Fund Performance Ended 30 September 2016
SMIA-i Fund Performance Ended 31 December 2016
SMIA-i Fund Performance Ended 31 March 2017
SMIA-i Fund Performance Ended 30 June 2017
SMIA-i Fund Performance Ended 30 September 2017
SMIA-i Fund Performance Ended 31 December 2017
SMIA-i Fund Performance Ended 31 March 2018
SMIA-i Fund Performance Ended 30 June 2018
SMIA-i Fund Performance Ended 30 September 2018
SMIA-i Fund Performance Ended 31 December 2018
SMIA-i Fund Performance Ended 31 March 2019

Important Notes

NOT ELIGIBLE FOR PERBADANAN INSURANS DEPOSIT MALAYSIA (PIDM) PROTECTION.

 

IMPORTANT DISCLAIMER

THIS IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF UNDERLYING ASSETS AND NOT A DEPOSIT PRODUCT.

 

WARNING

THE RETURNS ON THIS INVESTMENT ACCOUNT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSETS. THE PRINCIPAL AND RETURNS ARE NOT GUARANTEED AND THE ACCOUNT HOLDER RISKS EARNING NO RETURNS AT ALL. IF THE INVESTMENT IS REDEEMED EARLY, THE ACCOUNT HOLDER MAY SUFFER LOSSES IN PART OR THE ENTIRE PRINCIPAL SUM INVESTED. THIS INVESTMENT ACCOUNT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”).

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