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Benefits & Privileges

Medical Overseas Other Benefits Enrolment
Medical Overseas
Other Benefits


Entry age: Based on the age of your last birthday basis

  Life Assured (For Plan Up to Age 70) Life Assured (For Plan Up to Age 80) Policy Owner
Minimum entry age 30 days old 30 days old 18 years old
Maximum entry age 60 years old 65 years old 99 years old

Policy Term

You have the freedom to choose between policy terms up to age 70 or age 80.


TPD coverage will expire at the policy monthly anniversary following the life assured’s attainment of age 70 and is subject to a maximum aggregate limit of RM8,000,000 per life.

2 If you claim this benefit within 12 months of being diagnosed with early stage CI events, we will pay you the benefit amount after deducting payments for early stage CI benefit.

3 Depending on the age and health condition of the life assured.

Important Notes

This product is underwritten by Sun Life Malaysia Assurance Berhad Registration No. 199001005930 (197499-U) (“Sun Life Malaysia”), an insurer registered with Bank Negara Malaysia under the Financial Services Act 2013 


Sun Life Malaysia is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by Sun Life Malaysia are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of the coverage, please visit the PIDM website ( or call the PIDM toll free line at 1-800-88-1266.




The description of the features and benefits of the insurance product herein is not a contract of insurance and is only a brief summary of the insurance product for quick and easy reference. The complete terms and conditions of the insurance product are contained in the Policy Document of Sun Life Malaysia Assurance Berhad Registration No. 199001005930 (197499-U), the Insurer. 


CIMB Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this insurance product and the services provided by the Insurer.


The Bank merely acts as a distributor for this insurance product. 


This insurance product is Sun Life Malaysia's product and not a product of the Bank. Therefore this insurance product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Insurer shall undertake the full insurance responsibilities, obligations and liabilities in respect of this insurance product.


Terms and Conditions apply.