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Should the death of the life assured occur, we will pay the reducing sum assured as at the date of death. This is not applicable if the death is caused by any excluded risk specified.
If the death occurs due to accidental causes, we will pay an additional 10% of the reducing sum assured. This additional accidental death coverage shall cease on the contract monthly anniversary that immediately follows the life assured’s 65th birthday.
Total and Permanent Disability (TPD)
Should TPD occur for the life assured, we will pay the reducing sum assured as at the date the TPD begins. This is not applicable if the TPD is caused by any excluded risk specified.
If the TPD occurs due to accidental causes, we will pay an additional 10% of the reducing sum assured.
Entry age: Based on the age of your last birthday basis
|Entry Age Limit of Life Assured (age as of last birthday)||
Minimum Entry Age: 18 years old
Maximum Entry Age: 60 years old
Maximum Expire Age: 70 years old
Maximum: No limit, but subject to underwriting
Minimum Term: 1 year
Maximum Term: 9 years, or expires when the life assured reaches 70 years old, whichever is sooner