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Financing for your dream home

Get 100% financing as a first-time homebuyer, and own a home without having to pay a down payment.

What you’ll get

As a first-time homebuyer, you can get up to 100% + 10% financing for a property purchase price of up to RM300,000 for your first residential home.

Higher Margin of Financing

Get up to 100% + 10% financing (including Group Mortgage Reducing Term Assurance/Group Mortgage Term Takaful, legal fees and valuation fees).


Note: Margin of financing is up to  90% + 5% for Step-up Financing.

Step-up Financing

Enjoy lower payment for the first 5 years. You will only have to pay the interest/profit.

Financing Tenure

Minimum: 5 years.

Maximum: 35 years or 70 years of age, whichever is earlier.


Malaysian citizen aged 18 years and above

Own your dream home now

Ready to your first home? We’re here to help with the right financing package for you.