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Features & Benefits

Government Guarantee
Low Guarantee Fee
Financing Amount
Long Payment Tenure
Various Financing Facilities

Eligibility & Requirements

  • Applicable for SMEs in all sectors with majority shares owned and controlled by Malaysian
  • SMEs must be registered under the Registrar of Business Act (1956); or the Companies Act (1965 or 2016); or Limited Liability Partnership Act 2012; or Sabah and Sarawak local authorities and district offices; or statutory bodies that provide professional services
  • Companies must be categorized as SME as per SME definition issued by SME Corp Malaysia
  • The facility shall only be used for working capital and/or capital expenditure for new and additional facilities. The facility cannot be used for the refinancing of existing facilities granted by the same or other banks
  • Available until 31 December 2020, or upon full utilisation of the scheme limit of RM6 billion, whichever is earlier.
  • The minimum financing amount is RM75,000.00 and the maximum financing amount is RM20 million. The financing limit is subject to the combined group limit not exceeding RM20 million for all SJPP guarantee schemes, including this financing. Group is as defined by SJPP.
  • Financing tenure shall be up to 10 years or until 31 December 2030, whichever is earlier.
  • Guarantee fee is payable upfront and is subject to the financing limit. For a financing limit up to RM10 million, the fee is at the rate of 0.75% per annum. For a financing limit above RM10 million and up to RM20 million, the fee is at the rate of 1.0% per annum.

Note: Terms and conditions apply.