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The COVID-19 outbreak has a growing impact on the global economy and it has affected business in every possible manner, particularly their working capital. We understand that continuity is important every single stage in your business and we are ever-prepared to assist SMEs to go through this difficult period. CIMB SME Banking is introducing a few relief measures to help your business to get back on track and ease your cash flow problems.


In this trying times, you do not need to make any repayment/payment incurred as at 1st April 2020 until 30th September 2020 and no late payment charges or penalties will be imposed in respect of those repayment/payment.

Relief Measures for SMEs


CIMB is offering working capital financing to continue assisting businesses in critically affected sectors that has been impacted by COVID-19 of up to RM500,000 under this scheme.  



Automatic 6-months Moratorium for Term Loan / Term Financing-i**

This allows deferment of installment of 6 months to ease your short-term cash flow problems.


Automatic 6-months Moratorium for Trade Financing

Trade finance loans / financing with maturity / due date during the validity period.


Restructuring and rescheduling (R&R)

Revisit your existing financing commitment, and apply for reduction of monthly installment for businesses that require a longer recovery period.


Support SMEs with working capital of up to RM50,000 at a 10% financing rate per annum. Access to financing CGC imSME portal at

Trade Facilities

Contact your relationship managers for for information.

CIMB Digital Partners' Relief Measures

SME can drive business online by accessing digital solutions from CIMB's partners, including Shopmatic, MondeB2B, Exabytes and Exabytes Digital.

Sun Life Malaysia Assurance Bhd Three-Month Moratorium

CIMB's Bancassurance partner is providing a three-month premium/contribution payment deferment for insurance/takaful policyholders. 



For more information, download CIMB's Aid and Support for SMEs Guide here. Terms and Conditions apply.

* An initiative by Bank Negara Malaysia (BNM). For more information, please refer to BNM link below:

BNM Press Release - Measures to Assist Individuals, SME and Corporate Affected by COVID-19


** For all new loan /financing disbursed after 1st April 2020, kindly contact the Bank.

Other Packages to Support SMEs

Retail Digital Financial Relief Packages

Transform your business by going online within 3 days.

Free e-commerce webinars with Shopmatic

Learn how to build your own store in 60 mins and start selling online.

SME Partner Solutions

Reinvent and restrategize your business to turn crisis to an opportunity.

For More Enquiries

For SME customers who would like to Opt-Out from the 6 months Moratorium Programme, please call CIMB’s Business Call Centre at 1300 888 828.

For non-SME and corporate customers, please contact your Relationship Manager for necessary arrangement.