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Digital Banking
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Intrabank Funds Transfer

Items Channels
Internet Banking Mobile Banking ATM Over the Counter (OTC)
Fees & Charges (RM per transaction)
1. Sole-proprietors, partnership and SME¹ No charges No charges No charges (Applicable for sole proprietors only) 5.00 (via letter of instruction)

2. Other corporates

No charges

No charges

Not offering

5.00 (via letter of instruction)

Daily Transaction Limit (RM per day)
1. Sole proprietors, partnership and SME¹

- Up to RM100,000 for LITE Package of BizChannel@CIMB

- No limit for Standard & Customised Packages of BizChannel@CIMB

RM5,000 combined limit with IBFT (Applicable for sole proprietors only) No limit

2. Other corporates

No limit

Not offering

No limit
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement Yes

Yes

 

No

 

N/A

2. Availability of beneficiaries' names and payment references in payers' bank statement

 

Yes

 

Yes

 

No

 

 

N/A

 

Operating Hours

7.00am - 11.30pm

7.00am - 11.30pm

24 hours 

(Maintenance time: 11.55pm until 12.10am)

CIMB Branches:

9.15am - 4.30pm (Mon - Thurs)

9.15am - 4.00pm (Fri)

 

CIMB Branches in Kelantan and Terengganu:

9.15am - 4.30pm (Sun - Wed)

9.15am - 4.00pm (Thurs)

Crediting Time For all channels

Monday - Friday

 

Non-Business Days

Immediate

 

Immediate

Refund Time Real time if account number is valid

1For manufacturing sector, sales turnover not exceeding RM50mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20mil or full-time employees not exceeding 75 workers.

Interbank GIRO (IBG)

Items Channels
Internet Banking Mobile Banking ATM Over the Counter (OTC)
Fees & Charges (RM per transaction)
1. Sole proprietors, partnership and SME1
0.10
0.10

0.10

2.00
2. Other corporates

 

0.10

 

 

0.10

 

 

Not offering

 

 

2.00

 

Daily Transaction Limit (RM per day)
1. Sole-proprietors, partnership and SME1

- Up to RM 100,000 for LITE package of BizChannel@CIMB

 

- No limit for Standard & Customised Packages of BizChannel@CIMB

RM10,000 (Applicable for sole proprietors only) No limit
2. Other corporates No limit No limit Not offering  No limit
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement Yes Yes Yes N/A
2. Availability of beneficiaries' names and payment references in payers' bank statement Yes Yes No N/A
Future-dated Payments Yes Yes No No
Operating Hours 7.00am - 11.30pm 7.00am - 11.30pm

24 hours

(Maintenance time: 11.55pm until 12.10am)

CIMB Branches:
9.15am - 4.30pm (Mon - Thurs)
9.15am - 4.00pm (Fri)

CIMB Branches in Kelantan and Terengganu:
9.15am - 4.30pm (Sun - Wed)
9.15am - 4.00pm (Thurs)

1For manufacturing sector, sales turnover not exceeding RM50mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20mil or full-time employees not exceeding 75 workers. 

Interbank GIRO (IBG) Schedule

Payment Initiated by Customers

*Funds Received by Beneficiaries

*Refund for Unsuccessful Transactions

Business Days (Monday to Friday)

Before 5.00am

By 11.00am

By 5.00pm

5.01am – 8.00 am

By 2.00pm

By 8.20pm

8.01am – 11.00am

By 5.00pm

By 11.00pm

11.01am – 2.00pm

By 8.20pm

By 11.00am, next business day

2.01pm – 5.00pm

By 11.00pm

By 11.00am, next business day

After 5.00pm

By 11.00am, next business day

By 5.00pm, next business day

Non-Business Days (Saturday, Sunday, Federal Territory Public Holidays)

By 11.00am, next business day

By 5.00pm, next business day

*Under normal circumstances

 

1. Applicable for all IBG payments and fund transfers to current accounts & savings accounts / loan and credit card payments.

2. IBG will be charged 10 sen per transaction. The maximum limit for IBG fund transfers is RM 1,000,000 per transaction.

 

Note:
This list is only a guide; CIMB is not responsible for any changes made by participating banks.

Rentas

Items Channels
Online Banking Mobile Banking Over-the-counter (OTC)
Fees & Charges (RM per transaction)

1. Sole-proprietors, partnership and SME1

 

2. Other corporates

RM2.00 RM2.00 RM5.00
Payment Reference
1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement.  Yes Yes N/A

2. Availbility of beneficiaries' names and payment references in payers' bank statement

Yes

Yes
N/A
Operating Hours

7.00am - 11.30pm

7.00am - 11.30pm

CIMB Branches:

9.15am - 4.30pm (Mon - Thurs)

9.15am - 4.00pm (Fri)

 

CIMB Branches in Kelantan and Terengganu:

9.15am - 4.30pm (Sun - Wed)

9.15am - 4.00pm (Thurs)

Crediting Time For over-the-counter (OTC) only

Monday - Friday

 

Non-Business Days

Same day - cut off time before 3.30pm

 

Not available

Refund Time Same day

Other related fees / charges for online banking (internet and mobile banking)

Items Sole-proprietors, Partnership and SME1 Other Corporates
Payment Reference
1. Maintenance / Subscription Fee

RM0 for LITE Package of BizChannel@CIMB

RM20.00 per user per month for Standard/Customised Packages of BizChannel@CIMB

RM20.00 per user per month for Standard/Customised Packages of BizChannel@CIMB
2. BizChannel@CIMB Mobile Token No charge No Charge
3. Annual Digital Certificates Not applicable Not applicable

4. Salary Payment / Payroll via:

- Intrabank Funds Transfer

- IBG

- Rentas

 

RM0.10 per transaction

RM0.10 per transaction

RM2.00 per transaction

 

RM0.10 per transaction

RM0.10 per transaction

RM2.00 per transaction

5. Notification / SMS No charges No charges
6. Training No charges RM265.00 per company
7. Stop Payment Instruction on Bulk Payment RM10.00 per instruction RM10.00 per instruction
Incentives and Packages BizChannel@CIMB Campaign - waived subscription fees subject to minimum monthly average balance met  

1For manufacturing sector, sales turnover not exceeding RM50mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20mil or full-time employees not exceeding 75 workers.

 

All fees and charges are subject to GST, if applicable.

DuitNow

    Items

    Channels

Internet Banking

Mobile Banking ATM Over the Counter (OTC)
Fees & Charges (RM per transaction)

1. Sole-proprietors, partnership and SME¹

Waived

Not offering Not offering Not offering

2. Other corporates

Waived

Not offering Not offering Not offering

Daily Transaction Limit (RM per transaction)

1. Sole-proprietors, partnership and SME¹

- Up to RM100,000 (per day) for LITE package of BizChannel@CIMB

- Up to RM10,000,000.00 for Standard & Customised Packages of BizChannel@CIMB

N/A N/A N/A

2. Other corporates

Up to RM10,000,000.00

N/A N/A N/A

Payment Reference

1. Availability of payers' names and payment references in beneficiaries' bank statement
payment references in payers' bank statement

Yes N/A N/A N/A

2. Availability of beneficiaries' names and payment references in payers' bank statement

Yes

N/A N/A N/A

Future-dated Payments

Not offering N/A N/A N/A

Operating Hours

24 hours x 7 days N/A N/A N/A

1For manufacturing sector, sales turnover not exceeding RM50mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20mil or full-time employees not exceeding 75 workers.

Cheque and Current Account Services

Items Charges (RM) Effective Date
Fee per cheque issued RM0.65* 2 Jan 2015

*Comprises RM0.15 stamp duty per cheque leaf & RM0.50 processing fee on each cheque issued starting 2nd January 2015.

Foreign Currency Current Account-i

Items Channels

Internet Banking

Mobile Banking

Fees & Charges (RM per transaction)

1. Reproduction of Statements for Foreign Currency Current Account for period up to 1 year

RM10.00 (upfront)

RM2.00 (additional page)

N/A

2. Reproduction of Statements for Foreign Currency Account for period exceeding 1 year

RM30.00 (upfront)

RM2.00 (additional page)

N/A

3. Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries)

 

USD2.00 or RM equivalent per entry

N/A

4. Half-yearly service charge

USD10.00 or RM equivalent

N/A
Daily Transaction Limit (RM per day)

 

1. Sole-proprietors, partnership,and SME1

 

RM10,000

 

2. Other corporates

N/A

N/A

Operating Hours

24 hours

(Maintenance time: 11.55pm until 12.10am)

Crediting Time

For all channels

Monday - Friday

Immediate

Non-business Days

Immediate

Refund Time

Refund by 10.30am the next business day for funds transferred before 12.30pm

Refund two business days later for funds transferred after 12.30pm

1For manufacturing sector, sales turnover not exceeding RM50mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20mil or full-time employees not exceeding 75 workers.