• Death Benefit - In the event of your death,  on top of the death benefit payout for basic plan, the rider contribution will be payable as at the date of death. This will be paid from the Participants’ Tabarru’ Fund. If your death is due to accidental causes, we will pay an additional 100% of the rider contribution you have paid.

  • Total and Permanent Disability (TPD) Benefit - In the event you suffers TPD,  on top of the TPD benefit payout for basic plan, the rider contribution will be payable as at the date of TPD begin. This will be paid from the Participants' Tabarru' Fund. If the TPD is due to accidental causes, additional of 100% of rider contribution will be payable.

  • Final Benefit - We will pay the total contribution you have paid, including basic contribution, rider contribution and any loading imposed, but excluding service tax.